If you are looking for a first or second mortgage, you may want to consider working with a mortgage broker. New Jersey mortgage brokers are trained and licensed to help consumers find competitive rates on mortgage loans for the purchase of a home as well as for refinances and home equity loans. The New Jersey Department of Banking and Insurance oversees all mortgage broker activity in the state, including out-of-state mortgage brokers. All mortgage brokers who originate loans in the state must have an office and a license in New Jersey. Furthermore, New Jersey mortgage brokers must be licensed by the National Mortgage Licensing System.
New Jersey mortgage brokers can give you access to loans from a number of different banks both within New Jersey and from other parts of the country. A mortgage broker can act as your local contact for obtaining a home loan and can work with you from application to closing to get you an affordable mortgage.
We recommend working with a mortgage broker with an office close to the area where you live. Local mortgage brokers have greater knowledge of the real estate market in your area and can help connect you with lenders and resources that can save you money. For your convenience, we’ve compiled a list of well-established New Jersey mortgage brokers and have organized them by location. Click through to see an overview of each brokerage as well as their office hours and location and contact information. Speak with several mortgage brokers and compare your options to get the best rate. |
